Here are some helpful links. There are many resources available on the internet. Most of the sites also have link pages which will lead to many more web sites. Please e-mail me if you find a dead link or know of other helpful links.
This is the web site for the Consumer Credit Counseling Service of Northern Colorado and Southeast Wyoming. Click on http://www.nfcc.org to find the phone number for an office if you do not live in Southeast Wyoming.
A nonprofit with helpful information and good links.
Debt Counselors of America web site.
A nonprofit credit counseling service.
Helpful information about credit.
The US Bankruptcy Court for the District of Wyoming has a wonderful web site. The court is using a very innovative program called PACER which allows you to review the documents which are filed in your case from the internet. Also, if you are a creditor, you may use this site to determine if someone has filed and then review their petition, schedules and all pleadings which have been filed in the case. Selected court opinions may be accessed through a search engine. There are also links for bankruptcy forms. You may also find out about cases from the court's automated voice system (Voice Case Information System--VCIS) by dialing 307-772-2195 and PACER (Public Access to Court Electronic Records) by dialing 1-800-676-6856.
A national site for the American Bankruptcy Institute that has helpful information and links relating to bankruptcy. This is the best site to obtain the most current news about bankruptcy legislation. This organization certifies attorneys who primarily practice in the bankruptcy area. I am Board Certified in Consumer Bankruptcy by the American Board of Certification.
This is the web site for the Wyoming State Bar. The Bar is very helpful if you are having problems with your attorney.
The Federal Trade Commission site has very helpful information about credit reports and the rules which bill collectors must observe. You may download a pamphlet about permissible bill collector actions at http://www.ftc.gov/bcp/conline/pubs/credit/fdc.htm.
The NADA provides free valuation estimates for used vehicles. If you have to file bankruptcy, this is helpful in determining the value of your car or truck. Also, check out the Kelly Blue Book site http://www.kbb.com.
The US Trustee's office oversees the bankruptcy trustees. There is some information about bankruptcy, including criminal prosecutions for bankruptcy fraud.
A frugal living web site with links to many other similar sites.
The American Bill Collectors web site has a good summary of the Fair Debt Collection Practices Act. They will also mediate complaints about collectors.